Does it sound like hes ready for kids?

My bf said he wants us to have kids. BUT, he said he was worried about the cost of daycare. So i kinda told him it wont be a big deal BUT then i thought of it and concluded that if he really was ready this wont be an issue. I want kids wih a man whos financillay stable and can handle whatever. So i told him we should Not have kids yet, but he kept insisting his only worry was about daycare,"and since i told him i had a solution to it" that it would be a good idea to have kids. IS he really ready or Not?